Appraisal services for Ferndale and Oakland County homeowners
Here are the top reasons MI homeowners order from Property Valuation Group:
Do you own a house in or near Ferndale? Do you need help determining the price of your real estate?
At Property Valuation Group, we understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular consumer that ordinarily doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Property Valuation Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.
Need to cancel PMI?
A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping clients just like you remove unwanted PMI insurance.
Challenge Oakland county's assessment of your property
Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Property Valuation Group is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. A professional appraisal from Property Valuation Group can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? Property Valuation Group offers field reviews where we go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.