Need an appraisal in Ferndale or Oakland County?
See the top 7 reasons MI homeowners order from Property Valuation Group:
Own a house in or near Ferndale, MI and need help determining the value of it?
We at Property Valuation Group understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Property Valuation Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Property Valuation Group is qualified in helping people just like you abolish undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a local area that is going down. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an appraisal report from Property Valuation Group is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Property Valuation Group can provide you with efficient appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.